Insurance costs add extra expenses to the monthly cost of owning a car. Especially if you choose a car that's expensive to insure. Insurance companies consider two may factors when establishing your rates. First they consider you, the driver, and second, they consider the car you drive.
At the time you buy your car, you may not be able to change anything about you the driver. Such as your age, your driving record or your credit score. But, you can impact your rates by the type of car you choose to buy.
The following car characteristics factor into establishing your rates
When researching total cost of ownership include insurance costs into the equation. Expensive, sports cars may cost up to 3 times more to insure than a more practical four-door sedan.
Call your insurance agent before your next car purchase. They will advise you on the cost of insurance for the car you've selected.