Find Great Rates for your Condominium Insurance in NH
Condo insurance in NH can be a little confusing because condo owners think that their condominium association’s master policy covers more than it does. Basically, your insurance coverage through the master policy only covers the physical structure of the condominium building, including the basement, roof, walls, elevators, and lobbies. Master policy usually includes both physical damage and liability on the grounds of the property. If you own a condo then you'll need to get a personal condo policy that will protect all of your belongings in the condominium, this includes your appliances, fixtures, and valuable. Most condo policies also cover your living expenses if you are displaced from your condo due to damage, fire, theft or other disasters.
- Many condo owners have questions about their coverage such as:
- What if a fire or flood damages my condo?
- Am I covered if a tree falls on my condo unit?
- Who will cover damage to my yard’s landscaping if I live in a condo complex?
- What if something is stolen from my condominium’s yard or garage?
Master policies can vary from one condominium association to another. At Colby Insurance, we will help you decipher the language, terms, and structure of your association’s master policy. We can help you get a clear understanding of what your association's policy covers and doesn't cover. Then we can recommend a reasonably priced condo insurance policy that will provide you with the right protection at the right price.
When it comes to Condo Insurance in NH, we are here to help you understand your insurance coverage and answer any questions you may have. Colby Insurance Group has offices in New London and Manchester NH. We service customers throughout the Upper Valley, Lake Sunapee Region, and Southern New Hampshire. If you would like to discuss your insurance needs or would like a quote, please call us today at 8003926532, or email us at firstname.lastname@example.org or fill out the quotation form.